Dental Insurance Jacksonville
Maximize Your Savings and Spend More Time Smiling
We understand that patients rely on their dental insurance plans to help finance the costs of dental care. That’s why we’re more than happy to assist you in obtaining maximum insurance benefits. We will help you to understand the provisions of your policy and may accept payment directly from your insurance company for the portion covered. As always, just let our team know if you have any questions about how to make the most of your dental insurance plan here at Baldwin Dental of Jacksonville.
Understanding How Dental Insurance Works
Do not make the mistake of thinking that dental insurance is exactly like medical insurance. While both can be used to help pay for treatment in the event of an emergency, dental insurance puts more emphasis on a preventive approach. This is because dentists and insurance companies alike understand that it’s much more cost-effective to prevent a dental issue, rather than treating it after the fact. That said, often your biannual checkups and cleanings will be better covered (and in some cases completely paid for) than restorative care. The idea is that by encouraging you to keep up with regular dental visits to take advantage of your insurance, you’ll be less likely to suffer from more costly oral health issues down the road!
What Does My Dental Insurance Cover?
The following is a typical example of how many dental PPOs are structured:
- 100% coverage for preventive care, including biannual checkups and X-rays
- 80% coverage for minor restorative treatments like fillings
- 50% coverage for major restorative treatments like dental crowns
Keep in mind that most plans don’t include cosmetic dentistry treatments, as those are considered to be elective. Also, remember that there are various plans to choose from, each with varying levels of coverage; that’s why it’s important to have a grasp on the unique benefits offered by your plan.
Our In-Network Dental Insurance Providers
While we encourage you to make your dental health choices with the understanding that your insurance benefits provide you with a small financial cushion, we understand that many patients rely heavily on dental insurance to keep their smile in decent shape. For the convenience of our patients with dental insurance, we are proud to be “in-network” with many insurance companies, including:
- Aetna
- Ameritas
- Assurant
- Careington
- Cigna
- Combined Services
- Comp Benefits
- Coventry
- Delta Dental
- Florida Combined Life
- Guardian
- Humana
- MetLife
- Premier Access
- United Concordia
Ask our friendly dental team if we accept your insurance, or if you have any questions concerning your specific plan’s benefits!